What is a Payment Gateway?

The service that automates the payment transaction between the shopper and merchant is called a payment gateway. It is usually a third-party service that is actually a system of computer processes that process, verify, and accept or decline credit card transactions on behalf of the merchant through secure Internet connections. The payment gateway is the infrastructure that allows a merchant to accept credit card and other forms of electronic payment.

When referring to payment gateways used for Internet transactions, it may also be called an IP payment gateway. Balance Internet has experience with the Verisign range of products and Paypal. We have also dealt with and configured sites with most of the major Australian Banks including ANZ, NAB, Westpac and St George. We have also had recent experience with Payloadz, POLi & Payflowpro.

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